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Current Rates for Certificates of Deposits and IRAs

Rates are effective as of  March 19, 2008

91 Days
1.00%
APY 1.01%
182 Days
2.75%
APY 2.79%
12 Months
2.75%
APY 2.80%
24 Months
2.50%
APY 2.60%
36 Months
2.50%
APY 2.60%
48 Months
2.50%
APY 2.60%
60 Months
2.50%
APY 2.60%


SAVINGS: RATE 2.50% APY 2.52%
NOW & MMIA: RATE 1.00% APY 1.02%
CHRISTMAS CLUB RATE 2.50% APY 2.50%

*** Rates are subject to change without notice ***
Minimum deposit of $500

APY= ANNUAL PERCENTAGE YEILD