July 2006

Our financial institution is presently serving customers in the Southeast Georgia area. We offer a variety of products, such as Checking, Savings, Time Deposits, IRAs, Loans Safe Deposit Boxes, Wire Transfers, Internet banking, Telephone Banking, Debit Cards, Money Orders and Cashiers Checks.

In the business world today keeping up with the constant changing technology needs is a difficult task, but by keeping up with these changes we feel that we are able to offer our customers the most current and best financial services possible.

These services are offered by a courteous and efficient staff that has the customer’s best interest in mind. Our customers have come to rely on the fast, friendly, personal service that our staff gives, and would like to help you with all you financial needs.

We offer these services in four locations, the Main Office in Alma, and at our branch locations in Baxley, Douglas and Folkston. For after hours banking try using our Telephone Banking, Internet Banking or the ATM services at all our locations available for your convenience 24 hours a day.

We want to help you manage your money. Our motto is:” Serving You First” at FNB South.

I look forward to seeing you soon.

Sincerely,

Zach Johnson
President & CEO
FNB South Alma/Baxley/Douglas/Folkston